Home>Choose State>Cities in Illinois>Institutions in Effingham>Crossroads Bank Locations in Effingham Crossroads Bank Branch Locations in Effingham, IL 1. Crossroads Bank - Keller Drive Facility Branch 806 North Keller Drive, Effingham, IL 62401 (217) 342-4422 View Branch 2. Crossroads Bank - Effingham Branch 2000 South Banker Street, Effingham, IL 62401 (217) 347-7751 View Branch